Rambe, Dwi Wahyuni, and Fibri Rakhmawati. 2025. “Credit Risk Analysis on Motor Vehicle Financing Using the Kealhofer Merton Vasicek Model (KMV)”. Journal of Computer Networks, Architecture and High Performance Computing 7 (1):398-410. https://doi.org/10.47709/cnahpc.v7i1.5569.