Barroroh BA, HS AFH, Dahlia D. Inovasi Manajemen Keuangan Berbasis Smart Card (SIC) sebagai Mekanisme Behavioral Control dalam Pembentukan Kedisiplinan Santri : Smart Card (SIC)-Based Financial Management Innovation as a Behavioral Control Mechanism in Developing Student Discipline. Edu Cendikia [Internet]. 2025 Dec. 27 [cited 2026 Sep. 4];5(03):1094-108. Available from: https://itscience-indexing.com/jurnal/index.php/educendikia/article/view/7437